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    EMI Calculator

    Estimate your monthly home loan EMI

    Loan Parameters
    ₹75 L
    8.50%
    20 years
    Results
    Monthly EMI
    ₹65,087
    for 20 years @ 8.50%
    Principal
    ₹75 L
    48.0% of total
    Total Interest
    ₹81.21 L
    52.0% of total
    Total Payable₹1.56 Cr
    Principal Interest
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    How EMI is calculated

    EMI = P × r × (1 + r)n / ((1 + r)n - 1), where P = principal, r = monthly interest rate, n = number of months. This calculator provides indicative figures. Actual EMI may vary based on your bank's processing fees, insurance, and loan type. Home loan interest rates in India typically range from 8.4% to 9.5% for salaried borrowers.